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New Jersey No-Fault Insurance Laws

New Jersey No-Fault Insurance Laws

Protecting Your Interests After an Accident

Most drivers do not take the time to review their New Jersey no-fault insurance until they are involved in an accident. Once you have been involved in an accident, you may find that reading your policy creates more questions than it answers.

At Palmisano & Goodman, P.A., we are highly knowledgeable about New Jersey insurance laws, including no-fault policies. We can provide you with guidance and answer all of your questions about your policy and how it relates to the accident you have been in.

We fight for the rights of accident victims throughout:

  • Woodbridge
  • Middlesex County
  • And the surrounding communities

If you or a loved one have been injured in an accident, our attorneys offer a free initial consultation to review your insurance policy and answer your questions.

Is New Jersey a No-Fault Insurance State?

New Jersey is a no-fault insurance state, which simply means that regardless of who was at fault, your own personal injury protection (PIP) coverage will pay for your medical bills up to a certain level. 

There are certain limitations to this, as PIP only covers these bills as long as the medical care is reasonable, necessary, and causally related to the accident.

Navigating Your Insurance Policy

Depending on the seriousness of your injury and whether you chose limitation on lawsuit threshold or no threshold coverage, our Woodbridge, NJ car accident lawyers may be able to pursue a personal injury claim against the at-fault driver for damages.

What Compensation is Available in a Car Accident in New Jersey?

We can help you to pursue compensation for the following:

  • Medical bills above your PIP limit
  • Future medical bills
  • Pain and suffering
  • Loss of enjoyment of life
  • Disability
  • Past and future lost wages

Experienced Personal Injury Attorneys

Our Woodbridge no-fault insurance attorneys can help you file your claim and serve as your advocate if you have issues with your doctor or your insurance coverage. 

With more than 100+ combined years of experience in the field of personal injury, we have achieved settlements or jury verdicts of hundreds of millions. You can depend on our firm to provide quality representation and attentive legal care.


For a free consultation to discuss your needs, please contact us at (732) 709-4400.


  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

Our Victories

  • Bus Accident
  • Bicycle Hits Depression in Roadway
  • BB Gun Accident
  • Back Injury
  • Automatic Door Closes on Shopper

What Clients Are Saying

Read Our Reviews
  • “Attentive, knowledgeable, and respectful.”
    Palmisano & Goodman, P.A. are attentive, knowledgeable, and respectful. This law firm has high integrity. I was very happy with the outcome of my case and would refer this law firm to anyone looking for quality and honesty.
    - Debbie
  • “He kept his word & guided me throughout my entire case.”
    “From the first day I stepped into Gregory Goodman’s office I felt completely comfortable with him.”
    - Sam R.
  • “Everyone at the firm was kind, responsive, extremely competent, and expertly guided me every step of the way.”
    We chose to contact Palmisano & Goodman after my accident because of their reputation for being extremely competent AND ethical. Everyone at the firm was kind, responsive, extremely competent, and expertly guided me every step of the way. I never had to call for an update on my case as Bob Goodman routinely called to keep me advised and to check on my medical progress. At times when I was overwhelmed by everything, Bob Goodman took the time to calm me down and reassure me. He is professional and compassionate and obviously cares about his client's well-being. He always told me what to expect and made me feel protected and expertly represented. We eventually settled at mediation and I’m profoundly grateful to everyone at Palmisano & Goodman. If you need an attorney, do not hesitate to contact them.
    - Mary W.
  • “I would highly recommend them for any of your legal needs, they're just all around great people!”
    Greg and the whole team have been phenomenal throughout my whole experience. They were always just a phone call away, kept me up to date on everything and went out of their way to make sure I understood all the legal things/terms that came into play. I would highly recommend them for any of your legal needs, they're just all around great people!
    - Wayne
  • “It has been a privilege working with Greg Goodman over the last 3.5 years where he represented me in a very difficult & complex personal injury case.”
    It has been a privilege working with Greg Goodman over the last 3.5 years where he represented me in a very difficult & complex personal injury case. He and his team dedicated a great deal of time, over a three and a half year period, to me and my needs as a client. Greg and his team have always been there for my support and any questions throughout the challenging time. Greg is very experienced and knowledgeable in the field of personal injuries which helped me understand my concerns and needs better. I always received proper consulting and my best interest was taken in consideration at all times. It is never an easy time to go through injuries but Greg and his professional team help make this a comfortable journey in the toughest of times. I am very grateful and extremely satisfied with all the hard work that Greg and his team put into my case. I would recommend Greg Goodman and the Palmisano & Goodman Law Firm to the highest degree for your legal needs & representation as their priority lies within their clients.
    - Esha

Contact Us Today

At Palmisano & Goodman, P.A., we're always ready to take your calls! Give us a call or fill out the form below to contact one of our team members.

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